What is the character limit for entering a reference in a money transfer? 01 September 2025 14:12 Updated The reference you enter must be between 6 -18 characters. Related articles What is a payment reference in a bank transfer? What is the character limit for entering a payee's full name in a money transfer? Where can I view details of a transfer? Can I increase the limit for receiving funds or payments on my Suits Me card? Will a payment exceeding the limit be returned directly to the sender if it bounces back?