If there are no transactions during the month the fee is due, we’ll reduce the fee based on your balance, you wont pay the full monthly management fee:
If your balance is £1.00 or more, the fee is reduced to £1.00.
If your balance is less than £1.00, the fee is reduced to £0.20.
If your balance is £0.00, no fee will be charged until you start using the account again.