Debit cards are used to may using money stored in your banking account, credit cards allow you to use money you borrow before later paying it back with interest.
Even though a debit card may carry the logo of a credit card company such as VISA or MasterCard, it is not a credit card.
Each card has their own benefits and drawbacks and are both subject to regulation.
Suits Me offers a debit card, not a credit card. Credit cards are used to pay for items or services used using credit, this credit has interest applied and varies by Lender.
Suits Me is a fee-paying e-money account with a pre-paid debit card.