Do I need to sign an agreement? 14 August 2020 14:07 Updated Yes. You need to accept our terms and conditions when you apply directly via our website. What are the Terms and Conditions? How do I open a Suits Me account? Related articles How do I activate my online account? How long do I have to wait for my application to be accepted? Can I still receive money if I've lost my debit card? Will I be credit checked to open a Suits me account? What do I need to have available before starting an application?