Your balance can go on minus for various reasons:
- You have insufficient funds when there is a Direct Debit collection, and you will be charged a Missed Direct Debit Fee that can bring your balance to minus.
- You have insufficient funds when we collect the Monthly Management Fee,which could bring your balance to minus after the fee is taken.
- You have insufficient funds when you try to process a transaction or check your balance. You will then be charged for the rejected transaction fee of for the ATM balance enquiry which could bring your balance to minus.
If you think your account will be dormant for some time you can temporarily close it.