Do I need to sign an agreement? 14 August 2020 14:07 Updated Yes. You need to accept our terms and conditions when you apply directly via our website. What are the Terms and Conditions? How do I open a Suits Me account? Related articles How do I activate my online account? How long do I have to wait for my application to be accepted? Can I still receive money if I've lost my debit card? Can I open a Suits Me account online with no money? Should I Tell Suits Me About my Mental Health?